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« I was just thinking | Main | Chips and dip? No. Chips, dips, and dorks? Um. »

August 17, 2005

Gather around, children, and I will tell you a story

A story about a young lass who's name begins with "G" and ends with "rumpypants." Young Miss G moved to New York in 2000. She inherited an apartment from a jet-setting friend, found herself an at-first-poorly-paying-but-then-very-good-paying job at a nice magazine. The world was full of promise and Miss G had few cares in the world and a pocket full of plastic.

Several years prior to this most bold and important of moves, Miss G learned of the thing they call The Credit Card. Miss G was a frugal lass for many years and did not carry a balance when she graduated from college.

Living in Boston - where our fair Miss G had been before she had the good sense to move to New York - Miss G began to lose her frugalnesss. Perhaps it was the temptation of Lots Of Stuff to Spend Money On? (Note: Miss G had lived in The Sticks prior to her arrival in Boston so the presence of cool stuff like manicures and pedicures and Filene's Basement and overpriced massage therapists who were total wack jobs by the way was all new to our heroine.) Perhaps it was the great suckiness of Boston - the city that doth suck so very much - that drove her to spend her woes away? Suffice to say our Miss G left Boston with a small credit card balance, hanging around her wee neck.

Fortunatly for our dear rumpypants, New York soon presented a job opportunity - and let me tell you that Miss G only now appreciates what a good-paying job that was! Egads! She would love to make $25 an hour again! - and Miss G began working her fool head off. Oh, and spending money. Here and there and everywhere. Not a lot really, but. Dinners here, drinks there, sales on jcrew.com, etc., etc., etc.

Soon Miss G left that good-paying but much stress-inducing job to become a book editor, which was a decent move but gave her less pennies in the pocket. Sadly, Miss G did not curtail her spending - there were still dinners and drinks and bobbles and whosits and whatnots - and the balance did grow. Now Miss G had been a frugal lass for many years and so the financial affairs she found herself in made her more than a little sad. But on a book editor's salary in a fun and fancy and pricey city, it was hard to get ahead, what with the interest and the whatnot.

Miss G tried to mend her silly spending ways, but the debt sat there like a big ol' pimple on your nose on the night of a big first date, and tiny payments hardly seemed to make a dent.

And then! Like a ray of sunshine!!! Miss G and her knight in shining armor, Sir Mister, were finally able to consolidate all that nasty debt - today in fact! - and then Miss G could finally begin to see the light at the end of the tunnel.

The end!!!

Love and fairytale-endings,
grumpypants

PS: In a celebration of the light at the end of the tunnel, I bought a dress to wear to Deb's wedding. Now retail therapy may not seem like the appropriate conclusion, but it is worth noting that yes I bought a nice, simple dress that I can wear to other things instead of buying a sassier, but decidedly less sensible number from Anthropologie, where a hundred dollars buys you a thimble full of nuttin'. Can't you see how I'm growing?

Posted at August 17, 2005 09:59 PM


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Comments

MAN! do i know what you mean...i've got a nasty little plastic herpe that just will not go away-bah!!

Posted by: amy at August 18, 2005 12:14 PM

Hah, you said "rumpypants"! But that's awesome that you've got it worked out. Generally speaking my finances are pretty stellar, with the exception of a credit card that gives me many a sleepless night. Maybe the whole consolidation thing's not a bad idea?

Posted by: Martin at August 18, 2005 12:57 PM

Christ-on-a-water-cracker do I feel your pain. And also understand your giddyness. I set up a credit card repayment plan for myself (thank you excel!) in March, and thanks to job #2 and lots and lots of freelance work on top of job #1 my debts is less than half what it once was. Of course, it's still multiple thousands of dollars (Damn you chinese delivery! Why aren't you cash only?) but I will be one debt-free chippy by the end of next summer.

Posted by: Terri at August 18, 2005 02:54 PM

And what a hott dress it was! Such a class act, this one.

Posted by: deb at September 12, 2005 04:02 PM

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